About
Welcome Message

Welcome to The Department of Commerce Federal Credit Union

At the Department of Commerce Federal Credit Union (DOCFCU), we’ve been serving the best interests of our members for nearly 100 years. Our nation and the world as a whole has changed monumentally since our founding, but we remain true to our goal of serving all of our members well, including those of modest means.

We are firmly committed to helping our members “live well, below their means” in order to enjoy financial stability in good times and bad. We offer the tools and guidance to help them make the most of their money – and to plan for a future of their own design.   

To view our 2019 annual report, click here.

Our Volunteers

Our credit union is member-owned, not-for-profit organization managed by volunteers (consisting of our Board of Directors and Supervisory Committee) with the mission of meeting the credit and savings needs of our members.

Board of Directors

  • James Boney – Chairman
  • Henry Misisco – 1st Vice Chair
  • Roger Gilbertson – 2nd Vice Chair
  • Donald Trafton – Treasurer
  • Thomas Zetty – Secretary
  • Thomas Early
  • Barbara Kone
  • Skip Jones
  • Georg Mehl
  • Thomas Sobotta
  • Michelle Johnson
  • Joe Kouba

Supervisory Committee

  • Brian DiGiacomo – Chairman
  • Amber Beam – Secretary
  • Dennis Atkinson
  • Sheila Bradley
  • Raghawendra Dwivedy

The Supervisory Committee may be reached at the following addresses:
P.O. Box 841, Washington, DC 20044 or supervisorycommittee@docfcu.org 

Membership Eligibility

Become a Member of DOCFCU

Our membership base includes anyone who lives, works, worships or attends school in Washington, DC, as well as current or retired employees of the following:

  • US Department of Commerce, NOAA or Affiliates
  • US Department of Commerce Contractor
  • White House Management & Administration Office
  • Executive Office of the President
  • A family member or individual that currently lives with a DOCFCU member
  • A consumer eligible for membership by joining the Maryland Consumer Council
  • We are proud to be a sponsoring member of this organization and there are no membership dues or fees as long as you are a member of DOCFCU.

If you meet these requirements, we invite you to apply for membership online or by calling 888.626.9845.

Please have the following information handy for your membership application:

  • Social Security Number
  • Government Issued ID/Drivers License/State ID or Passport with Current
    Address
  • Date of Birth
  • Current Physical and Mailing Address

Relationship Rewards

Relationship Rewards is a program that awards points for the services and balances you have with us. Points add up to free benefits like higher yields on certificates and lower rates on loans. Points are awarded for various deposit and loan products, as well as using our services such as:

  • Visa® Check Card
  • Online Banking
  • Bill Pay
  • Audio Teller
  • Auto Loan Transfer
  • Direct Deposit
  • E-statements
  • And more

Effective 1/01/2019

Levels
Bronze
Silver
Gold
Total Points
10-20
21-30
31+
Access and Convenience
Identity Theft Recovery Service
Unlimited
Unlimited
Free Audio Teller
Unlimited
Unlimited
Unlimited
Free Home Banking
Unlimited
Unlimited
Unlimited
Free Bill Pay
Unlimited
Unlimited
Unlimited
Telephone Transfer
$3/transaction
$3/transaction
Unlimited
Free ATM Withdrawal at Non-DOCFCU ATM*
Unlimited
Unlimited
Unlimited
Refund Other Bank ATM Withdrawal Fee**
$3 Max.
$8 Max.
Earn More
Share Certificate Interest Rate Increase
0.05%
0.10%
0.25%
Pay Less
Loan Discount Rate***
0.05%
0.10%
0.25%
Free Checks
Free Cashier’s Check
1
1
Free Certified Check
1
1
2
Free Money Orders
1
2
Free Box of Checks (per year)
1
1
Free Travelers Checks
1
2
Other Benefits
Free Visa Debit/ATM Card Replacement
1
Free Notary
Unlimited
Unlimited
Unlimited
Free Signature Guarantee
Unlimited
Unlimited
Unlimited
Free Western Union under $500.00
1
1
Free Domestic Outgoing Wire Transfer
1
1
Free International Outgoing Wire Transfer
1
Free Credit Report with DOCFCU 1st Mortgage
1
1

CheckmarkUnlimited

*DOCFCU does not charge for using other ATMs

**Maximum amount refunded at the end of the month.

***Excludes 1st Mortgages, Second Trusts, Home Equity Line of Credit and VISA Credit Cards.

All benefits and reward levels are subject to change. Member points will automatically be evaluated monthly for upgrades to higher levels. Once a member has established a reward level, they qualify for that level until the end of the year. New reward levels will be classified November 30th of each year and effective the beginning of the year. All transactions are per month unless otherwise stated.