Welcome to The Department of Commerce Federal Credit Union
At the Department of Commerce Federal Credit Union (DOCFCU), we’ve been serving the best interests of our members for nearly 100 years. Our nation and the world as a whole has changed monumentally since our founding, but we remain true to our goal of serving all of our members well, including those of modest means.
We are firmly committed to helping our members “live well, below their means” in order to enjoy financial stability in good times and bad. We offer the tools and guidance to help them make the most of their money – and to plan for a future of their own design.
To view our 2019 annual report, click here.
Our Volunteers
Our credit union is member-owned, not-for-profit organization managed by volunteers (consisting of our Board of Directors and Supervisory Committee) with the mission of meeting the credit and savings needs of our members.
Board of Directors
- James Boney – Chairman
- Henry Misisco – 1st Vice Chair
- Roger Gilbertson – 2nd Vice Chair
- Donald Trafton – Treasurer
- Thomas Zetty – Secretary
- Thomas Early
- Barbara Kone
- Skip Jones
- Georg Mehl
- Thomas Sobotta
- Michelle Johnson
- Joe Kouba
Supervisory Committee
- Brian DiGiacomo – Chairman
- Amber Beam – Secretary
- Dennis Atkinson
- Sheila Bradley
- Raghawendra Dwivedy
The Supervisory Committee may be reached at the following addresses:
P.O. Box 841, Washington, DC 20044 or supervisorycommittee@docfcu.org
Become a Member of DOCFCU
Our membership base includes anyone who lives, works, worships or attends school in Washington, DC, as well as current or retired employees of the following:
- US Department of Commerce, NOAA or Affiliates
- US Department of Commerce Contractor
- White House Management & Administration Office
- Executive Office of the President
- A family member or individual that currently lives with a DOCFCU member
- A consumer eligible for membership by joining the Maryland Consumer Council
- We are proud to be a sponsoring member of this organization and there are no membership dues or fees as long as you are a member of DOCFCU.
If you meet these requirements, we invite you to apply for membership online or by calling 888.626.9845.
Please have the following information handy for your membership application:
- Social Security Number
- Government Issued ID/Drivers License/State ID or Passport with Current
Address - Date of Birth
- Current Physical and Mailing Address
Relationship Rewards
Relationship Rewards is a program that awards points for the services and balances you have with us. Points add up to free benefits like higher yields on certificates and lower rates on loans. Points are awarded for various deposit and loan products, as well as using our services such as:
- Visa® Check Card
- Online Banking
- Bill Pay
- Audio Teller
- Auto Loan Transfer
- Direct Deposit
- E-statements
- And more
Effective 1/01/2019
Levels | Bronze | Silver | Gold | Total Points | 10-20 | 21-30 | 31+ |
|---|---|---|---|
Access and Convenience | |||
Identity Theft Recovery Service |  | | |
Free Audio Teller | | | |
Free Home Banking | | | |
Free Bill Pay | | | |
Telephone Transfer | $3/transaction | $3/transaction | |
Free ATM Withdrawal at Non-DOCFCU ATM* | | | |
Refund Other Bank ATM Withdrawal Fee** | $3 Max. | $8 Max. | |
Earn More | |||
Share Certificate Interest Rate Increase | 0.05% | 0.10% | 0.25% |
Pay Less | |||
Loan Discount Rate*** | 0.05% | 0.10% | 0.25% |
Free Checks | |||
Free Cashier’s Check | 1 | 1 | |
Free Certified Check | 1 | 1 | 2 |
Free Money Orders | 1 | 2 | |
Free Box of Checks (per year) | 1 | 1 | |
Free Travelers Checks | 1 | 2 | |
Other Benefits | |||
Free Visa Debit/ATM Card Replacement | 1 | ||
Free Notary | | | |
Free Signature Guarantee | | | |
Free Western Union under $500.00 | 1 | 1 | |
Free Domestic Outgoing Wire Transfer | 1 | 1 | |
Free International Outgoing Wire Transfer | 1 | ||
Free Credit Report with DOCFCU 1st Mortgage | 1 | 1 | |
Unlimited
*DOCFCU does not charge for using other ATMs
**Maximum amount refunded at the end of the month.
***Excludes 1st Mortgages, Second Trusts, Home Equity Line of Credit and VISA Credit Cards.