Department of Commerce - Federal Credit Union

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Make Room for More Holiday Moments

Holiday plans, travel & celebrations
  • Borrow up to $6,000
  • Rates as low as 9.00% APR*
  • Now thru Dec. 31, 2026
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Put Your Home Equity to Work

Make More Possible
  • Access up to 90% of your home's value
  • Flexible financing for home improvements and more
  • No closing costs on qualifying initial advances. *
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Your Money Deserves More Advantages

Upgrade Your Checking & Savings
  • Rewards on everyday checking
  • Cash back on qualifying purchases
  • Competitive savings with up to 2.00% APY. *
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Your Next Chapter Starts at Home
Find the Mortgage that moves you forward
  • Buying your first home?
  • Looking to refinance?
  • Exploring your next investment property?

SHARE CertificateS as high as

2.08% APY*

Checking as high as

5.00% APY*

Auto Loans as low as

5.24% APR*

Credit Cards as low as

17.99% APR*

How Can we help you?

Whether you’re saving or spending, we’ll help you do it wisely.

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CHECKING

Checking that earns interest and so much more – with no minimums or service fees.

CHECKING

Checking that earns interest and so much more – with no minimums or service fees.

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Savings

Savings options that help you meet your goals.

Savings

Find an option that fits your goals.

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AUTO LOANS

Drive a hard bargain with competitive auto loan rates and online approval.

AUTO LOANS

Drive a hard bargain with competitive auto loan rates and online approval.

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CREDIT CARDS

Low rates and no annual fees help you save more as you spend.

CREDIT CARDS

Low rates and no annual fees help you save more as you spend.

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Get More from Everyday Banking

Our Advantage Checking and Savings offers more options.

Your money should do more than sit in an account. With DOCFCU’s Advantage Series, you can earn more on your balances, get rewarded for everyday spending and enjoy benefits designed to make your money work harder.

Become a DOCFCU member and discover your advantages.

Testimonials

What our members have to say:

“We are now saving $135 a month by refinancing our car loan from another lender with DOCFCU.”
MEMBER
“We are now finishing our plans for that Vacation we have always wanted to take – THANKS for the Vacation Loan SPECIAL!”
MEMBER

DOWNLOAD OUR APP

Online Banking Made Convenient for You

Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.

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Member News

November 2026

November 2026

MEMBER NEWS November 2026 Make the Most of the Season—and Your Membership. As the holiday season approaches, it’s a good time to think about…
October 2026

October 2026

MEMBER NEWS October 2026 October is National Financial Planning and Cybersecurity Awareness Month Protect today. Plan ahead. Feel confident about what’s next. October is…
September 2026

September 2026

MEMBER NEWS SEPTEMBER 2026 Our Commitment to the Communities We Serve At DOCFCU, community engagement is more than something we talk about – it’s…