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FLASH SALE as low as 1.89% APR*
  • New/Used - Buy/Refi - VEHICLE LOANS
  • May 24 to 28 ONLY!
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    We're here for YOU!
    MORTGAGE - Purchase or Refinance
    Low, Low Rates
    Anywhere in the United States
    Contact us first!
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    Just Say "NO" to Fees!
    FREE Balance Transfers
    • Transfer all your Credit Card Debt
    • Pay Down Debt Faster
    • No Annual, Transfer or Cash Advance FEES

    CDs as high as

    0.92% APY*

    Credit Cards as low as

    9.99% APR*

    our services

    Whether you’re saving or spending, we’ll help you do it wisely.

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    CDs

    Find some of the best rates on certificates of deposits right here.

    CDs

    Find some of the best rates on certificates of deposits right here.

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    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

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    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

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    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

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    The products and services that can help you live well, below your means.

    Earn a guaranteed rate of return on your savings with DOCFCU certificates of deposit. With terms that range from 6 months to 5 years, and minimum deposits as low as $500, you can choose what fits best for your needs and budget. Click here to learn more.

    TESTIMONIALS

    What our members have to say:

    "I would like to complement Octavia. I recently refinanced into a new loan and since I had two different loans - a mortgage and a HELOC - with DOCFCU it was a bit tricky working out the logistics with the new lender at times. Octavia was always prompt, knowledgeable, and clear in response, while staying professional and courteous throughout the sometimes trying process. I thoroughly enjoyed working with her. I look forward to future additional business with DOCFCU and remain a happy member."

    Victoria K.

    "I went into the Silver Spring branch for my banking needs and DeVonna and the team provided me with the very best customer service experience I could've ever asked for. I want to thank the Branch Manager, Arlene, for her outstanding leadership. I've shared my wonderful experiences with many friends and family, encouraging them to consider joining this amazing team. "

    Eli S.

    "I am so grateful to Carina and Octavia, and so impressed by their commitment and professionalism. They proactively reached out to help me figure out a solution to help get my HELOC money in time to pay for the work that needed to be done in my house to be ready for us to move into. Thank you, Evan, for leading such a good team!"

    Meagen M.

    "We’d like to express our appreciation for the assistance we received last week from Lisa M. She contacted us about a forged check that was cashed from our account and promptly resolved the issue. We wanted to commend her excellent commitment to great customer service."

    E.T. & X.T.

    "Home is Here - Thank you Department of Commerce FCU! We couldn’t have done this without you, and we could not be happier! Thank you for your support, diligence, and work in making out house become our home."

    Sidney H. & Estefani R.

    "I had nothing but very professional service from Tamica, the Loan Officer who handled my case. Tamica was very helpful, gave me some good advice, and handled the loan in a quick and efficient manner, not my usual experience with banks and loans. So, thank you and Tamica very much. I had very good service, a very good rate, and secured a very good loan. I will be sure to tell this story to my family and friends."

    Terry S.

    "Outstanding customer service by DOCFCU team member! I was in the process of purchasing a new car and was given invaluable information by Jasmine, Member Service Rep, on what would be required from me. She was very patient and professional. She gave me her direct information in case I had additional questions. DOCFCU is very lucky to have Jasmine on their team."

    Sharon R.

    "I called DOCFCU trying to get information on a loan. As soon as Denzel answered the phone, I knew he would listen without rushing me off the phone. He had a willingness to help. I explained the nature of my call. Denzel said he would research and get back with me. It took less than an hour for him to have an answer. He had the exact document we so desperately needed. My husband and I are so grateful for him!! He's professional, very knowledgeable and kind."

    George and Shirley H.

    “Outstanding customer service by DOCFCU team member, Lena! I sent a Priority Mail Express 1-Day to the P.O. Box containing a large check. Unfortunately, the check was never received by DOCFCU. Lena went above and beyond trying to locate the letter containing the check from the Post Office. Lena was able to find my mail and the check was deposited. Lena kept me updated throughout her search and I wanted express how much this was appreciated.”

    Margaret S.

    "Accessing my account online is very important to me since I have mobility issues and do most of my activities online. I need daily access to my account and without online access I was very stressed. DOCFCU’s member service representative, Kiana, never gave up. She was so professional, courteous and polite while spending hours on the phone with me as we tried to log into my account line."

    Elnora H.

    "Exceptional customer service by DOCFCU team members Jasmine and Adrianna. They were pleasant, courteous, tenacious, knowledgeable, and professional. It has been a long time since I have worked with such exceptional customer service professionals. They worked diligently to address and rectify any and every issue I had. I am so glad to be a part of DOCFCU and to know my banking affairs are being handled by such a great team."

    Nekki R.
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    Evan's Corner

    May 2021

    May 2021

    EVAN’s Corner May 2021 Live Well Below your means Hi Everyone, Usually, I’d be telling you a story and then relating it to personal…
    April 2021

    April 2021

    EVAN’s Corner April 2021 Live Well Below your means Hi Everyone, The other day it was really cold and I had a craving for…
    March 2021

    March 2021

    EVAN’s Corner March 2021 Live Well Below your means Hi Everyone, I spent quite a bit of time in Montana with my Mom over…

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