Using binoculars, like personal finance...
OCTOBER Evan's Corner
  • Are you finances in focus?
  • Use the focus wheel to adjust your view
Always Get GREAT, LOW Rates
Fall Into a BETTER Auto LOAN!
  • Buy or Refi*
  • New or Used Vehicles
You Asked, We EXTENDED
up to $1,500 off Closing COSTS
  • Save on your MORTGAGE
  • Our Experts make it Easy
  • Apply today before it goes away
Rake in Year-Round EARNING$...
Get Our Performance CHECKING
  • PAYS YOU up to $666* annually
  • Always have ACCESS to your CASH

Credit Cards as low as

9.99% APR*

our services

Whether you’re saving or spending, we’ll help you do it wisely.

Artboard 1


Find some of the best rates on certificates of deposits right here.


Find some of the best rates on certificates of deposits right here.

Learn More
Artboard 1


Checking that earns interest and so much more – with no minimums or service fees.


Checking that earns interest and so much more – with no minimums or service fees.

Learn More
Artboard 1


Drive a hard bargain with competitive auto loan rates and online approval.


Drive a hard bargain with competitive auto loan rates and online approval.

Learn More


Low rates and no annual fees help you save more as you spend.


Low rates and no annual fees help you save more as you spend.

Learn More
Play Video

The products and services that can help you live well, below your means.

Earn a guaranteed rate of return on your savings with DOCFCU certificates of deposit. With terms that range from 6 months to 5 years, and minimum deposits as low as $500, you can choose what fits best for your needs and budget. Click here to learn more.


What our members have to say:

"Once again, may I thank you for all your help, support, and understanding dealing with my daughter's auto loan, especially since the deal was complicated…People like you is one of the reasons I have been and continue to be pleased to be a DOCFCU member. I became a member in 1970 and that's give or take 52 years"

R. Meyers

"Tricia Campbell gave us great service when we needed help with renewing our CDs. She was professional, knowledgeable and helpful. She followed up with calls and emails as she promised. She provided service I consider above and beyond what was required. "

J. Kouba

"My wife and I discovered that someone had stolen a check that we mailed to a doctor’s office and altered the payee and amount to $20,000. Needless to say, this was a very stressful event for us as we were concerned about our money and the security of our accounts. Shirl immediately lessened the worry and stress for us with her calm demeanor and confident handling of the situation. As we were concerned about the security of our account, she quickly moved our money into a new account and started the process of reversing the fraudulent transaction. We left the credit union with the weight of all that stress and worry we had when we came in that morning lifted off of us. Caring and professional people like Shirl are the reason why we have banked with the DOCFCU for over 25 years. We look forward to banking with the DOCFCU for another 25 years!"

Gary S.

"I would like to thank you so much for having Tricia assist in setting up my new 60 month certificate. She was very professional, courteous and prompt in getting everything completed."

Jeanne W.

"Chandler was so helpful to me when I needed to wire funds from my share savings as earnest money and as closing costs for my new condo in early and late-July this year. Her service to me (a stranger!) was exemplary. I highly commend her, and I know she is a valuable asset to the Department of Commerce Federal Credit Union."

Karen K.

"My wife and I recently relocated to Arlington for work and we were very excited to purchase a home in the area. We found out very quickly how competitive the real estate market is here, but we did find a house and we’re thrilled when the offer was accepted. In the end, we were able to save thousands in the process. Your team at DOCFCU, specifically, Edmund, Octavia and Tomika, made all the difference for us to realize our dream of owning a home in our new city, and should certainly be recognized for their selflessness and going above and beyond for two new members. We are eternally grateful to them and will be members for life as a result."

Gordie and Molly F.

"Excellent customer service during my car loan experience. Briana provided me with prompt call back within 30 minutes of me contacting her regarding a question about my loan and car buying experience. I totaled my previous vehicle and I was really dealing with a lot but she made the whole ordeal one for the records. I heard about your establishment by another colleague of mine because I was raving about Navy Federal and she said have you heard about DOCFCU. I contemplated over it and decided to take a go of it and I’m glad I did. Because Briana made me feel like I was the only customer with her prompt responses."

Theresa H.

"I have the best relationship with my credit union! I mean really, who can say that of a financial institute?! Over the years, DOCFCU staff and service representatives have all seen me through establishing credit, preparing for first time homeownership, selling my home and family crisis after crisis-through good times and difficult seasons. I'm always met with patience, professionalism, and kindness-every time. Every time. From the customer service staff who answer the calls, to the staff in the physical buildings, to the online service and staff, to the loan (hello Tamica) and mortgage staff (hello Cecelia!), every step of the way it’s been the standard of excellence that is modeled. I truly appreciate being a member and just really wanted to express my gratitude and appreciation. I often end my calls with "Love my Credit Union". It's the best way I can think of to express my sincere gratitude."

Yvonne W.

"I have been a DOCFCU member for several years. This year I took advantage of your very reasonable auto loan offer of 5 year 1.89%. The dealer where I bought the auto screwed up in arranging for my registration and titling in Maryland. Orise handled the loan and showed special cocern and patience in finalizing the loan. I don't believe such special personalization would have ever occurred at a bank. Orise is a special and wonderful asset to DOCFCU and all of its members."

Howard C.

"I have been a member for many years and recently refinanced my mortgage with DOCFCU. There were two ladies in the mortgage division that helped me tremendously and kept me up to date every step of the way. There were some frustrating issues along the way (which was expected) and I had some technical difficulties, on my end, in submitting some of the required paperwork. Cecilia took the time to go above and beyond to assist me with those issues. Both ladies (Cecilia and Cindy) are great assets to your organization. Their patience and customer service are stellar, and I would not hesitate to use DOCFCU for my future financial needs."

Rosalind W.

"I would like to complement Octavia. I recently refinanced into a new loan and since I had two different loans - a mortgage and a HELOC - with DOCFCU it was a bit tricky working out the logistics with the new lender at times. Octavia was always prompt, knowledgeable, and clear in response, while staying professional and courteous throughout the sometimes trying process. I thoroughly enjoyed working with her. I look forward to future additional business with DOCFCU and remain a happy member."

Victoria K.

"I called DOCFCU trying to get information on a loan. As soon as Denzel answered the phone, I knew he would listen without rushing me off the phone. He had a willingness to help. I explained the nature of my call. Denzel said he would research and get back with me. It took less than an hour for him to have an answer. He had the exact document we so desperately needed. My husband and I are so grateful for him!! He's professional, very knowledgeable and kind."

George and Shirley H.

"Outstanding customer service by DOCFCU team member! I was in the process of purchasing a new car and was given invaluable information by Jasmine, Member Service Rep, on what would be required from me. She was very patient and professional. She gave me her direct information in case I had additional questions. DOCFCU is very lucky to have Jasmine on their team."

Sharon R.

"Exceptional customer service by DOCFCU team members Jasmine and Adrianna. They were pleasant, courteous, tenacious, knowledgeable, and professional. It has been a long time since I have worked with such exceptional customer service professionals. They worked diligently to address and rectify any and every issue I had. I am so glad to be a part of DOCFCU and to know my banking affairs are being handled by such a great team."

Nekki R.

"I had nothing but very professional service from Tamica, the Loan Officer who handled my case. Tamica was very helpful, gave me some good advice, and handled the loan in a quick and efficient manner, not my usual experience with banks and loans. So, thank you and Tamica very much. I had very good service, a very good rate, and secured a very good loan. I will be sure to tell this story to my family and friends."

Terry S.
Cellphone with DOCFCU Logo on Screen

Get the DOCFCU Mobile App Now

Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.

Available On:

Evan's Corner

October 2022

October 2022

EVAN’s Corner October 2022 Live Well Below your means Hi Everyone, The other day I bought a pair of binoculars.  I went to Kenilworth…
September 2022

September 2022

EVAN’s Corner September 2022 Live Well Below your means Hi Everyone, Summertime is cantaloupe time for me.  I love the taste of a good…
August 2022

August 2022

EVAN’s Corner August 2022 Live Well Below your means Hi Everyone, Many years ago a friend of mine gave me this clematis.  Every spring…

Stay In Touch

Subscribe to our newsletter and get exclusive deals you won’t find anywhere else straight to your inbox!