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Department of Commerce Federal Credit Union logo
Department of Commerce Federal Credit Union logo

Department of Commerce Federal Credit Union is now open to all U.S. citizens and resident aliens.

Become a Member

Department of Commerce - Federal Credit Union

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Celebrating 249 Years of Independence!

JULY Member News & Benefits

  • - Summer VACATION LOAN, go make memories!
  • Tap into Cash for Projects – Home EQUITY!
  • FREE Financial WEBINARS
Summer Savings - READ MORE! >
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Tackle those PROJECTS!
TAP into the CASH in your HOME
  • No Closing Cost Options
  • Borrow up to $350,000
  • Home Equity LOC or LOAN Options
    • FUND those Dreams - Apply NOW!
    DOCFCU-HEROBanner-6-2025-VacationSpecial-1920wX680h-v1

    Make it a Summer to Remember!

    Vacation Loan SPECIAL

    • Borrow Up to $5,000
    • As low as 8.00% APR*
    • ENDS August 31st!
    Where will you go? Get ready, APPLY >
    DOCFCU-HEROBanner-7-2025-Vehicles-1920wX680h-v1

    New, Used or Refi...

    SAVE ON YOUR VEHICLE LOAN

    • Great Rates & Terms
    • Rate Match, TrueCar, Auto Check
    • Up to 125% LTV
    We are YOUR Vehicle Finance Place, Apply!

    SHARE CertificateS as high as

    2.12% APY

    Checking as high as

    3.50% APY

    Auto Loans as low as

    5.60% APR*

    Credit Cards as low as

    10.99% APR*

    our services

    Whether you’re saving or spending, we’ll help you do it wisely.

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    Share Certificates

    Find some of the best rates on share certificates right here.

    CDs

    Find some of the best rates on certificates of deposits right here.

    Learn More
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    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

    Learn More
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    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

    Learn More
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    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

    Learn More

    The products and services that can help you live well, below your means.

    Earn a guaranteed rate of return on your savings with DOCFCU share certificates . With terms that range from 6 months to 5 years, and minimum deposits as low as $500, you can choose what fits best for your needs and budget. Click here to learn more about Share Certificates.

    Testimonials

    What our members have to say:

    We purchased a new vehicle and DOCFCU’s interest rates beat ALL the banks saving us $120 a month in payments – thank you!”
    MEMBER
    "I consolidated my credit cards into a personal loan and now saving $520 a month based on the previous minimum payments."
    MEMBER
    Cellphone with DOCFCU Logo on Screen
    DOWNLOAD OUR APP

    Get the DOCFCU Mobile App Now

    Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.

    Available On:

    Apple Store
    Apple Store
    Google Play
    Google Play

    Member News

    Read the monthly DOCFCU eNewsletter

    July 2025

    July 2025

    member news & BENEFITS JULY 2025 Live Well Below your means Celebrating 249 Years of Independence — July 4, 2025 On July 4, 1776,…
    June 2025

    June 2025

    Dreaming of a well-deserved getaway or that special summer trip? Our Vacation Loan Special can help. It’s fast, easy, and can be used for…
    May 2025

    May 2025

    May is filled with symbols of renewal and joy. One of those being the cherished sight of Hummingbirds, further symbolizing hope, peace, and good…

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