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Department of Commerce Federal Credit Union logo
Department of Commerce Federal Credit Union logo

Department of Commerce Federal Credit Union is now open to all U.S. citizens and resident aliens.

Become a Member

Department of Commerce - Federal Credit Union

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Financial Spring Cleaning!

MARCH Member News & Benefits

  • 1040 Tax Loan Special is BACK
  • Home Equity, Make it work for you
  • Easy Street to SAVINGS - 3 Ways
Live Well, SAVE MORE - READ NOW!
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Spring Forward into...
Vehicle Loan SAVINGS
  • new/used, buy or refi*
  • low rates & flexible terms
  • easy to apply & fast approvals
Change Your Payments, PAY LESS - APPLY
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1040 Tax Loan SPECIAL

  • Borrow Up to $10,400
  • As low as 10.40% APR*
  • Terms up to 1040 days -
Use for Any Reason - Easily APPLY Online >
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Tackle Projects & More with

Your HOME'S EQUITY

  • Unlock up to $350,000
  • No Closing Costs* Lines of Credit
  • Fixed-Rate Equity Loans
Get the Cash You Need. APPLY

SHARE CertificateS as high as

2.12% APY

Checking as high as

3.50% APY

Auto Loans as low as

5.74% APR*

Credit Cards as low as

12.99% APR*

our services

Whether you’re saving or spending, we’ll help you do it wisely.

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Share Certificates

Find some of the best rates on share certificates right here.

CDs

Find some of the best rates on certificates of deposits right here.

Learn More
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CHECKING

Checking that earns interest and so much more – with no minimums or service fees.

CHECKING

Checking that earns interest and so much more – with no minimums or service fees.

Learn More
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AUTO LOANS

Drive a hard bargain with competitive auto loan rates and online approval.

AUTO LOANS

Drive a hard bargain with competitive auto loan rates and online approval.

Learn More
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CREDIT CARDS

Low rates and no annual fees help you save more as you spend.

CREDIT CARDS

Low rates and no annual fees help you save more as you spend.

Learn More

The products and services that can help you live well, below your means.

Earn a guaranteed rate of return on your savings with DOCFCU share certificates . With terms that range from 6 months to 5 years, and minimum deposits as low as $500, you can choose what fits best for your needs and budget. Click here to learn more about Share Certificates.

Testimonials

What our members have to say:

"I refinanced my auto loan I had with another financial institution and now saving $150 a month in my payments.”
MEMBER
"We consolidated a bank loan and various credit cards and now saving $350 per month in my payments."
MEMBER
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DOWNLOAD OUR APP

Get the DOCFCU Mobile App Now

Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.

Available On:

Apple Store
Apple Store
Google Play
Google Play

Member News

Read the monthly DOCFCU eNewsletter

March 2026

March 2026

Dear Valued Member, As we shake off the winter frost and head into March, we welcome spring. With it comes warmer temps, blossoming flowers,…
February 2026

February 2026

Dear valued members, And just like that, its February! January came and went and now Valentine’s Day is fast approaching. In the spirit of…
January2026

January2026

As we enter 2026, it’s an opportune time to evaluate your goals and set resolutions that better your life. It’s also the perfect time…

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