Relationship Rewards

Relationship Rewards

Relationship Rewards is a program that awards points for the services and balances you have with us. Points add up to free benefits like higher yields on certificates and lower rates on loans. Points are awarded for various deposit and loan products, as well as using our services such as:

  • Visa® Check Card
  • Online Banking
  • Bill Pay
  • Audio Teller
  • Auto Loan Transfer
  • Direct Deposit
  • E-statements
  • And more

Effective 1/01/2019

Levels
Bronze
Silver
Gold
Total Points
10-20
21-30
31+
Access and Convenience
Identity Theft Recovery Service
Unlimited
Unlimited
Free Audio Teller
Unlimited
Unlimited
Unlimited
Free Home Banking
Unlimited
Unlimited
Unlimited
Free Bill Pay
Unlimited
Unlimited
Unlimited
Telephone Transfer
$3/transaction
$3/transaction
Unlimited
Free ATM Withdrawal at Non-DOCFCU ATM*
Unlimited
Unlimited
Unlimited
Refund Other Bank ATM Withdrawal Fee**
$3 Max.
$8 Max.
Earn More
Share Certificate Interest Rate Increase
0.05%
0.10%
0.25%
Pay Less
Loan Discount Rate***
0.05%
0.10%
0.25%
Free Checks
Free Cashier’s Check
1
1
Free Certified Check
1
1
2
Free Money Orders
1
2
Free Box of Checks (per year)
1
1
Free Travelers Checks
1
2
Other Benefits
Free Visa Debit/ATM Card Replacement
1
Free Notary
Unlimited
Unlimited
Unlimited
Free Signature Guarantee
Unlimited
Unlimited
Unlimited
Free Western Union under $500.00
1
1
Free Domestic Outgoing Wire Transfer
1
1
Free International Outgoing Wire Transfer
1
Free Credit Report with DOCFCU 1st Mortgage
1
1

CheckmarkUnlimited

*DOCFCU does not charge for using other ATMs

**Maximum amount refunded at the end of the month.

***Excludes 1st Mortgages, Second Trusts, Home Equity Line of Credit and VISA Credit Cards.

All benefits and reward levels are subject to change. Member points will automatically be evaluated monthly for upgrades to higher levels. Once a member has established a reward level, they qualify for that level until the end of the year. New reward levels will be classified November 30th of each year and effective the beginning of the year. All transactions are per month unless otherwise stated.