Current Savings and Loan Rates

Compare Rates and get the most out of your money. We want you to "Live Well. Below Your Means." So as your financial advocate, we’re here to help you get the most of the money you already have, and help you save as much money when you need to borrow money.

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Rates Effective: 2/9/2017

Money Market Account Rate APY*
for balances from $2,500 to 19,999 0.40% 0.40%
for balances from $20,000 to $49,999 0.45% 0.45%
for balances greater than $49,999 0.50% 0.50%
Certificate of Deposit Rate
APY*
6-11 Month CD 0.81% 0.83%
12-23 Month CD 1.13% 1.15%
24-35 Month CD 1.32% 1.34%
36-47 Month CD 1.53% 1.55%
48-59 Month CD 1.77% 1.80%
60-84 Month CD 2.10% 2.13%
Individual Retirement Accounts (IRAs) 
Traditional, Roth, Education
Rate APY*
12-23 Month Fixed IRA CD 1.13% 1.15%
24-35 Month Fixed IRA CD 1.32% 1.34%
36-47 Month Fixed IRA CD 1.53% 1.55%
48-59 Month Fixed IRA CD 1.77% 1.80%
60-84 Month Fixed IRA CD 2.10% 2.13%



IRA Money Market Accounts
Traditional, Roth, Education
Rate
APY*
for balances from $100 to $19,999 0.40% 0.40%
for balances from $20,000 to $49,999 0.45% 0.45%
for balances greater than $49,999 0.50% 0.50%
Checking / Savings Rate APY*
Share/Savings Account 0.10% 0.10%
Checking Account 0.00% 0.00%
Club Account 0.10% 0.10%
Youth Share Savings 0.10% 0.10%

Rates Effective: 2/9/2017

New/Used Buy or Refi* Vehicles & Motorcycles as low as
24 Months 2.00%
36 Months 2.00%
48 Months 2.25%
60 Months 2.50%
72 Months - 100% financing* (25,000 min.) 4.00%
84 Months - 100% financing (40,000 new only) 4.25%
New/Used Boats, Campers, RVs & Trailers as low as
Up to 60 Months 6.25%
Up to 72 Months 6.75%
Up to 84 Months 7.25%
Up to 120 Months ($25,000 min. loan amt.) 8.25%

Rates Effective: 2/9/2017

Home Equity Line of Credit as low as
Base Rate (Prime 3.75% + 0*) 3.50%
Combined Loan to Value > 80% - 90% (Prime + .50%) 4.00%
2nd Trust Mortgages (Home Equity Loans) as low as
5 Years 4.75%
7 Years 5.00%
10 Years 5.25%
15 Years 5.50%
20 Years 6.00%

Rates Effective: 2/9/2017

Personal Loans as low as
12 Months 8.75%
24 Months 9.75%
36 Months 10.25%
48 Months 10.75%
60 Months 11.75%
72 Months 12.25%
PayDay Loan 28.00%
Credit Cards as low as
VISA Credit Card - Classic 17.99%
VISA Credit Card - Gold 13.99%
VISA Credit Card - Platinum 7.99%

†All rates subject to change without notice.
‡APR = Annual Percentage Rate
*Variable rate is tied to the Wall Street Journal Prime Rate as published on the last day of the month.