Excess Share Insurance (ESI)

To further protect our members' deposits, DOCFCU provides the highest combination of federal/private share savings deposit insurance available...$500,000(this includes Savings accounts, Checking accounts, Money Market accounts and Share Certificates).

This exceptional level of protection is made possible through our affiliation with the Excess Share Insurance Corporation (ESI), a subsidiary of American Share Insurance, the nation's largest private deposit insurer.

ESI provides members up to $250,000 in coverage, in addition to the standard $250,000 of share deposit insurance protection from the National Credit Union Administration (NCUA), an agency of the federal government.

Both ESI and NCUA offer coverage payable only upon failure and liquidation of the credit union. To qualify for ESI's extended protection, your credit union is required to meet strict underwriting criteria and report monthly to ESI.

Should you have any questions regarding this valuable member benefit, feel free to contact us at 202.808.3600 for details.