Good morning Everyone,

The other day I made some baked oatmeal for breakfast.  It’s one of my favorite meals.  It has a wonderful custardy texture from the eggs and milk and the delightful tastes of cinnamon and vanilla and oats and blueberries.  It can’t be beat.

There are some of you who have been reading this newsletter for awhile that are probably thinking, wait, didn’t Evan already write about his baked oatmeal?  And you’re right, I did write about it but I’m writing about it again to emphasize an important point about personal finance.  Consistency is one of the key factors for success in personal finance.  Are you consistently using the retirement program you might have at work?  It’s usually taxed advantaged in some way and there’s no better way to save.  If you’re already using that savings vehicle how about a savings program outside of your work retirement?  Do you do some saving every month?  Our CDs are a great way to do that saving.  They have great rates and they can be opened for as little as $500.  And you can have a term on them from six to 84 months.  Drop us a line now and we’ll help you get that savings program started.

Are you in the mood for a little baked oatmeal?  Here’s the link to the recipe.  When you bake it drop me a line and let me know how it turned out.

https://www.docfcu.org/evans-recipe-spotlight-blueberry-banana-baked-oatmeal/