Hi Everyone,

I’m trying something new at my house and it’s turning out really yummy.  I’m growing sprouts.  It’s super easy to do.  You soak some seeds for twelve hours.  Then you drain them and then rinse them every twelve hours.  For three days you leave them in the dark.  Then for two or three days you put them in the sun to get a little green to them.  The result is nothing short of wonderful.  I love the taste of sprouts.  I put them in salads and any sandwich naturally gets a mountain of sprouts on it.

Growing sprouts is so much like personal finance.  Just like growing sprouts, savings can grow as well.  But it can only grow if you are setting aside some money to grow.  The best way to do that is to use your employer’s retirement program.  If you have one at work, I hope you’re using it to the maximum extent possible.  Then you should also be saving on the side as well.  And you know what?  That rinsing of the sprouts every 12 hours.  That’s a lot like getting rid of debt.  You have to rinse that debt residue away to really make any progress towards growing your savings.  Your money should be working for you, not you working to pay for money you’ve borrowed from someone else.  One more thing.  If you need some help with designing a savings program or with paying down debt please drop us a line.  We’re here to help you and we pride ourselves in always having competitive savings rates.

Like sprouts a good savings program can be wonderful.  It just needs a little seeding from you to get it started.