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Department of Commerce Federal Credit Union logo
Department of Commerce Federal Credit Union logo

Department of Commerce Federal Credit Union is now open to all U.S. citizens and resident aliens.

Become a Member

Department of Commerce - Federal Credit Union

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Man's Best Friend Agrees...

Our Vehicle Loans are GREAT!

  • Low Rates with up to 100% Financing
  • Finance or Refinance for LESS
  • Flexible Terms up to 96 months
Get Rolling - Apply Now & SAVE!
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Still a Chance to Make Memories!

LAST CHANCE Vacation Loan

  • Borrow Up to $5,000
  • As low as 8.00% APR*
  • ENDS August 31st!
Make it happen, hurry APPLY NOW >
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Put MONEY in your POCKET!

DOCFCU Performance CHECKING

  • Earn up to $700 annually*
  • Instant Access to your Money
  • Everything you need in checking
Switch your CHECKING & EARN >
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Make a splash with a LOW RATE
HOME EQUITY Loan or Line of Credit
  • Perfect for some Extra Cash
  • No Closing Cost Options
  • Borrow up to $350,000
    • We'll Make it Easy, Get Started!

    SHARE CertificateS as high as

    2.12% APY

    Checking as high as

    3.50% APY

    Auto Loans as low as

    5.60% APR*

    Credit Cards as low as

    10.99% APR*

    our services

    Whether you’re saving or spending, we’ll help you do it wisely.

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    Share Certificates

    Find some of the best rates on share certificates right here.

    CDs

    Find some of the best rates on certificates of deposits right here.

    Learn More
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    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

    Learn More
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    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

    Learn More
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    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

    Learn More

    The products and services that can help you live well, below your means.

    Earn a guaranteed rate of return on your savings with DOCFCU share certificates . With terms that range from 6 months to 5 years, and minimum deposits as low as $500, you can choose what fits best for your needs and budget. Click here to learn more about Share Certificates.

    Testimonials

    What our members have to say:

    DOCFCU saved me time by their communication and professionalism. I was shocked to see how fast the process went and saved me money by giving me a lower rate on my car note. My previous rate was 12.75%. DOCFCU gave me a rate a much lower rate savings me 100’s per month!
    MEMBER
    DOCFCU’s service was awesome! They followed up by email and by phone within hours and were very helpful and friendly. The HELOC rate I received is the lowest I could find anywhere. Opening the loan here is saving me tons of money.
    MEMBER
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    DOWNLOAD OUR APP

    Get the DOCFCU Mobile App Now

    Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.

    Available On:

    Apple Store
    Apple Store
    Google Play
    Google Play

    Member News

    Read the monthly DOCFCU eNewsletter

    August 2025

    August 2025

    DOCFCU Members, make the most of the final month of Summer! August is often wonderful for stargazing! Enjoy prolific Perseid Meteor Showers which reach…
    July 2025

    July 2025

    member news & BENEFITS JULY 2025 Live Well Below your means Celebrating 249 Years of Independence — July 4, 2025 On July 4, 1776,…
    June 2025

    June 2025

    Dreaming of a well-deserved getaway or that special summer trip? Our Vacation Loan Special can help. It’s fast, easy, and can be used for…

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