performance checking
Performance Checking
Earn up to $700 annually with our Performance Checking account. That’s Share Certificate earnings, but you keep access to your funds.
Features
- Earn 3.50% APY* on balances up to $20,000
- No monthly maintenance fee
- No minimum balance
- Insured by the NCUA up to $250,000 per depositor for all accounts
- Free Online Banking, mobile banking and Bill Pay
- Free management tool with Savvy Money to help you track spending and improve saving habits
Monthly Requirements
12 or more debit card purchases and spending of $100 or more
1 Online Banking or mobile banking login
1 direct deposit
*APY – Annual Percentage Yield
Performance Checking Rate
Checking Account | Rate | APY* | Performance Checking Account | 3.50% | 3.50% |
|---|
Our Performance Checking account is everything you want in a great checking account – and more! It’s an interest-bearing checking account that pays monthly dividends, with no minimum balance and no monthly maintenance fee.*
Frequently Asked Questions About Checking
The process is simple – you can convert and keep all your existing checking account products! All you have to do is give us a call at 202.808.3600 or 888.626.9845. You can also fill out a Contact Us form and we will contact you during our business hours.
- High-dividend on balances up to $20,000
- Free Online and Mobile Banking
- Free Online and Mobile Bill Pay
- Free Finance Works Financial Management Tool
- Free online Debit Rewards
- Make 12 debit card purchases. Transactions must post before the end of the month.
- Set up a direct deposit.
- Login to mobile/online banking at least once during the month.
The qualifications must be met each month.
Your checking account is still free but you will not be paid dividends. You will be able to start over the next month to earn benefits.
As part of our E-Statement Roll Out, we’ve removed the requirement to enroll in E-Statements to qualify for a Performance Checking dividend — effective May 1, 2025.
- Make 12 or more debit card purchases totaling $100 or more
- Log in to Online Banking or Mobile Banking at least once
- Receive one direct deposit
- Instant online access to your statements
- Up to 12 months of archived history
- A more sustainable, paper-free option
Visit www.docfcu.org, log in to Online Banking, and select “E-Statements” under Additional Services—or call us at 202-808-3600 for assistance.