Retirement Withdrawal Rate: What’s a Safe Number?

For quite a while, the standard advice was to take 4% out of your total retirement nest egg every year to have enough money for a comfortable lifestyle in your golden years. There was strong logic behind that number; a mixture of 60% of your money in stocks and 40%...

Your Family Summer Budget-Friendly Bucket List

A recent study reported that in 2018, the average American family spent $1,200 per person per year on vacations. If you are looking for more affordable options to entertain the family this summer, look no further. Here are eight low-cost summer activities for the whole family: (more…)

What Not to Buy for Your Vacation

Purchasing a bunch of unnecessary items and then over-packing for a trip won’t just annoy your traveling companions and give you a sore arm from lugging around a heavy suitcase. It can also blow your limited vacation money. Here’s what not to buy for your next vacation in order to...

Multiple Ways ID Theft Targets Seniors

Identity theft is something we all have to take precautions against. Approximately 1 in 15 Americans experience some type of identity theft each year.* The most vulnerable of us are the elderly who may not have the knowledge of how to protect against identity theft in an ever-increasing electronic world....

You Got the House! Now, How Do You Afford to Furnish It?

Congrats on saving up for that down payment! And hats off for committing to mortgage payments, homeowners insurance and property taxes. Now for your reward: home sweet, sparsely furnished home. Furniture shopping may be the last thing you want to do, but it may be necessary if you moved into...