Department of Commerce - Federal Credit Union

DOCFCU-HEROBanner-3-2025-FeeChange-Statements-1920wX680h-v2FINAL

STARTING MAY 1, 2025

NEW Paper Statement FEE

  • $3 Monthly for Mailed Statements
  • Enroll for FREE E-Statements
  • Enjoy the Benefits of E-Statements
DOCFCU-HEROBanner-5-2025-News-1920wX680h-v1

Season of Blooming Beauty!

MAY Member News & Benefits

  • Home Equity - Tap into Cash!
  • Take a Break with Personal Loans
  • Free Credit Card Balance Transfers
  • DOCFCU-HEROBanner-3-2025-HELOC-1920wX680h-v1
    Your Key to Great-Rate...
    HOME EQUITY Options!
  • Unlock up to $350,000
  • No Closing Costs* Lines of Credit
  • Fixed-Rate Equity Loans
  • DOCFCU-HEROBanner-5-2025-Vehicle-1920wX680h-v1

    New, Used or Refi...

    SAVE ON YOUR VEHICLE LOAN

    • - Great Rates & Terms
    • Rate Match, TrueCar, Auto Check
    • Up to 125% LTV
    DOCFCU-HEROBanner-5-2025-PersonalLoans-1920wX680h-v1

    Take a VACATION Break!

    Personal Loans

    • - Borrow Up to $10,400
    • As low as 9.39% APR*
    • Terms up to 72 months

    SHARE CertificateS as high as

    2.23% APY*

    Checking as high as

    3.50% APY

    Auto Loans as low as

    5.60% APR*

    Credit Cards as low as

    10.99% APR*

    our services

    Whether you’re saving or spending, we’ll help you do it wisely.

    Artboard 1

    Share Certificates

    Find some of the best rates on share certificates right here.

    CDs

    Find some of the best rates on certificates of deposits right here.

    Learn More
    Artboard 1

    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

    CHECKING

    Checking that earns interest and so much more – with no minimums or service fees.

    Learn More
    Artboard 1

    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

    AUTO LOANS

    Drive a hard bargain with competitive auto loan rates and online approval.

    Learn More
    credit-card

    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

    CREDIT CARDS

    Low rates and no annual fees help you save more as you spend.

    Learn More

    The products and services that can help you live well, below your means.

    Earn a guaranteed rate of return on your savings with DOCFCU share certificates . With terms that range from 6 months to 5 years, and minimum deposits as low as $500, you can choose what fits best for your needs and budget. Click here to learn more about Share Certificates.

    Testimonials

    What our members have to say:

    "This is my 6th car loan in the past twenty years with DOCFCU – you always have the lowest rates of anyone. Happy to do business with you!”
    MEMBER
    “I received a personal loan to pay off my credit card balances which dropped my interest rate to a MUCH lower rate – saving me hundreds per month in payments!”
    MEMBER
    Cellphone with DOCFCU Logo on Screen
    DOWNLOAD OUR APP

    Get the DOCFCU Mobile App Now

    Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.

    Available On:

    Member News

    May 2025

    May 2025

    May is filled with symbols of renewal and joy. One of those being the cherished sight of Hummingbirds, further symbolizing hope, peace, and good…
    April 2025

    April 2025

    Happy Spring, Member-Owners! Ending soon, don’t miss our 1040 Tax Loan Special. Borrow up to $10,400 for any reason with terms up to 35…
    March 2025

    March 2025

    Spring Into Financial Opportunities & Growth! Our popular 1040 Tax Loan SPECIAL is back. Hurry, it’s only available March 3 thru April 25. Take…

    Stay In Touch

    Subscribe to our newsletter and get exclusive deals you won’t find anywhere else straight to your inbox!