Department of Commerce - Federal Credit Union

Make Room for More Holiday Moments
Holiday plans, travel & celebrations
- Borrow up to $6,000
- Rates as low as 9.00% APR*
- Now thru Dec. 31, 2026

Put Your Home Equity to Work
Make More Possible
- Access up to 90% of your home's value
- Flexible financing for home improvements and more
- No closing costs on qualifying initial advances. *

Your Money Deserves More Advantages
Upgrade Your Checking & Savings
- Rewards on everyday checking
- Cash back on qualifying purchases
- Competitive savings with up to 2.00% APY. *

Your Next Chapter Starts at Home
Find the Mortgage that moves you forward
- Buying your first home?
- Looking to refinance?
- Exploring your next investment property?
SHARE CertificateS as high as
Checking as high as
Auto Loans as low as
Credit Cards as low as
How Can we help you?
Whether you’re saving or spending, we’ll help you do it wisely.
CHECKING
Checking that earns interest and so much more – with no minimums or service fees.
Savings
Savings options that help you meet your goals.
AUTO LOANS
Drive a hard bargain with competitive auto loan rates and online approval.
CREDIT CARDS
Low rates and no annual fees help you save more as you spend.
Get More from Everyday Banking
Our Advantage Checking and Savings offers more options.
Your money should do more than sit in an account. With DOCFCU’s Advantage Series, you can earn more on your balances, get rewarded for everyday spending and enjoy benefits designed to make your money work harder.
Become a DOCFCU member and discover your advantages.
Testimonials
What our members have to say:
“We are now saving $135 a month by refinancing our car loan from another lender with DOCFCU.”
MEMBER
“We are now finishing our plans for that Vacation we have always wanted to take – THANKS for the Vacation Loan SPECIAL!”
MEMBER
DOWNLOAD OUR APP
Online Banking Made Convenient for You
Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.
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Member News
November 2026
MEMBER NEWS November 2026 Make the Most of the Season—and Your Membership. As the holiday season approaches, it’s a good time to think about…
October 2026
MEMBER NEWS October 2026 October is National Financial Planning and Cybersecurity Awareness Month Protect today. Plan ahead. Feel confident about what’s next. October is…
September 2026
MEMBER NEWS SEPTEMBER 2026 Our Commitment to the Communities We Serve At DOCFCU, community engagement is more than something we talk about – it’s…