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Department of Commerce Federal Credit Union logo
Department of Commerce Federal Credit Union logo

Department of Commerce Federal Credit Union is now open to all U.S. citizens and resident aliens.

Become a Member

Department of Commerce - Federal Credit Union

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Your NEW Digital Banking Suite
HAS ARRIVED!!!
Explore enhanced features, stronger security, and a modern, user-friendly design.

Now available for download - start banking smarter today!

learn more & enroll today
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Government Shutdown
...we're here to help
  • Furlough Loans
  • SKIP a loan payment up to 2 months
  • Penalty-Free Share Certificate Withdrawals
Click Here to Learn More
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Why Pay Too Much Monthly?

Buy or Refi Your Vehicle Loan

  • Holiday Loan Special
  • Free Webinar
  • VISA - Shop Happy, Spend Smart.
  • Holiday Dreams? Home Equity. -
Read more & SAVE - click now!
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Ho! Ho! Ho!

HOLIDAY Loan SPECIAL

  • up to $6,000
  • as low as 9.00% APR*
  • Holiday season or any reason
Hurry, ENDS Dec 31 - APPLY Now!

SHARE CertificateS as high as

2.12% APY

Checking as high as

3.50% APY

Auto Loans as low as

5.60% APR*

Credit Cards as low as

10.99% APR*

our services

Whether you’re saving or spending, we’ll help you do it wisely.

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Share Certificates

Find some of the best rates on share certificates right here.

CDs

Find some of the best rates on certificates of deposits right here.

Learn More
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CHECKING

Checking that earns interest and so much more – with no minimums or service fees.

CHECKING

Checking that earns interest and so much more – with no minimums or service fees.

Learn More
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AUTO LOANS

Drive a hard bargain with competitive auto loan rates and online approval.

AUTO LOANS

Drive a hard bargain with competitive auto loan rates and online approval.

Learn More
credit-card

CREDIT CARDS

Low rates and no annual fees help you save more as you spend.

CREDIT CARDS

Low rates and no annual fees help you save more as you spend.

Learn More

The products and services that can help you live well, below your means.

Earn a guaranteed rate of return on your savings with DOCFCU share certificates . With terms that range from 6 months to 5 years, and minimum deposits as low as $500, you can choose what fits best for your needs and budget. Click here to learn more about Share Certificates.

Testimonials

What our members have to say:

“We did a Debt Consolidation & saved $350 monthly” – It as easy & quick, the staff at DOCFCU were courteous and knowledgeable. Great experience. Thank you!”
MEMBER
“We are saving $156 per month over the life of our new used car loan by refinancing with DOCFCU.”
MEMBER
“I consolidated all my credit card balances onto a DOCFCU VISA and saving $301 a month -just amazing, should have done this a long time ago!”
Member
Cellphone with DOCFCU Logo on Screen
DOWNLOAD OUR APP

Get the DOCFCU Mobile App Now

Manage all your DOCFCU accounts in one convenient place – and from wherever you can access the Internet. Take advantage of time and money-saving services like Bill Pay, Remote Deposit, E-Statements, TurboTax®, Money Management powered by Quicken® and more.

Available On:

Apple Store
Apple Store
Google Play
Google Play

Member News

Read the monthly DOCFCU eNewsletter

November 2025

November 2025

As I write this, the government is still shut down. We hope it will have ended by the time you read this. While some…
October 2025

October 2025

member news & BENEFITS October 2025 Live Well Below your means Dear Valued Members, As we approach the end of the year, change is…
September 2025

September 2025

Members, Fall Is Here – Let Us Help You Make the Most of It! As cooler weather and colorful autumn leaves arrive, a new…

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