MEMBER NEWS
November 2026
Make the Most of the Season—and Your Membership.
As the holiday season approaches, it’s a good time to think about what matters most: making memories, preparing for what’s ahead, and making the most of your money. Whether you’re planning holiday expenses, considering a home improvement project, or looking for more value from your everyday banking, DOCFCU is here to help you move forward with confidence.
COMMUNITY CORNER
Showing Up for Our Neighbors at Thrive DC.
At DOCFCU, community is more than where we work. It’s how we show up for one another.
Our team spent time volunteering with Thrive DC, supporting individuals experiencing homelessness in our community.
We were grateful for the opportunity to serve, connect with our neighbors, and support an organization working every day to provide resources, stability, and hope to people facing difficult circumstances.
Giving back is part of who we are. We’re proud to stand alongside organizations like Thrive DC that are making a meaningful difference in the lives of our neighbors.
HOLIDAY PERSONAL LOAN
Make Your Holiday Plans a Little Easier
The holidays should be about spending time with the people who matter—not worrying about how to manage every expense.
Whether you’re planning a family gathering, traveling to see loved ones, or getting a head start on holiday shopping, a DOCFCU Holiday Loan may help you cover the season’s expenses.
Borrow up to $6,000 with rates as low as 9.00% APR*.
- Flexible financing for eligible holiday expenses.
- Borrow up to $6,000.
- Rates as low as 9.00% APR*.
Give yourself a little more room in your holiday budget and focus on making memories.
*APR = Annual Percentage Rate. Rates and terms may vary based on creditworthiness. The lowest advertised APR is available to qualifying borrowers. Rates are subject to change.
THE ADVANTAGE SERIES
More Value. More Possibilities. All With Your DOCFCU Membership.
Are you making the most of your membership?
The DOCFCU Advantage Series offers checking and savings options designed to give your everyday banking a little more value.
Explore the accounts and benefits available through the Advantage Series:
Advantage Rewards Checking
Get rewarded for everyday banking with a competitive dividend rate when you meet qualifying requirements.
Advantage Cash Back Checking
Earn cash back on qualifying debit card purchases when you meet account requirements.
Advantage Savings
Put your savings to work with an opportunity to earn 2.00% APY* on balances up to and including $100,000 when qualifying requirements are met.
Your membership comes with opportunities. Make sure you’re taking advantage of them.
*APR = Annual Percentage Rate. Rates and terms may vary based on creditworthiness. The lowest advertised APR is available to qualifying borrowers. Rates are subject to change.
HOME EQUITY SOLUTIONS
Your Home Has Equity. Put It to Work.
Thinking about updating your home, tackling a renovation, or exploring ways to simplify your finances?
The equity you’ve built in your home may offer another way to reach your financial goals.
DOCFCU offers two home equity options to consider:
Home Equity Line of Credit (HELOC)
Enjoy flexible access to an approved line of credit when you need it. A HELOC may be a good fit for home improvements or expenses that happen over time.
Home Equity Loan
Prefer a fixed interest rate and a lump sum? A home equity loan may be worth exploring for a specific project or major expense.
Eligible homeowners may qualify to borrow up to 90% of their home’s value, less the outstanding balance of their first mortgage, subject to underwriting and program limits.
MORTGAGES
A New Home, A New Chapter, or a Better Way Forward.
Homeownership is a big milestone, and having the right financing partner can make a difference.
Whether you’re buying your first home, moving into a new one, or exploring mortgage refinancing, DOCFCU can help you explore mortgage options that fit your needs.
Our mortgage team offers a range of financing programs and guidance to help you navigate the process—from exploring your options to taking the next step.
Thinking about making a move? Let’s talk about your homeownership goals.