Dear Valued Members,

As we enter 2026, it’s an opportune time to evaluate your goals and set resolutions that better your life. It’s also the perfect time to reset your financial habits and set the stage for a prosperous year. With holiday shopping complete, you may be looking for ways to consolidate your debt.

At DOCFCU, we are here to help. We can save you hundreds, even thousands of dollars every month by consolidating your debt into a single loan. You can then take some of that saved money and put it towards saving goals, spending time with family, or planning for a major purchase.

We can also help you buy that new car or refinance your current loan. In any event, maybe you’re looking to purchase a new home or even start a small business. The path to these objectives starts with a solid financial foundation.

Creating financial habits that can help you overcome any financial event begins with a better understanding of your finances. The first step in creating any financial goal is evaluating your current condition. This can be a difficult conversation but one that must be had. Start by tracking your spending, creating a monthly budget, and implement lasting habits that prevent a return to debt.

As always thank you for your membership and continued support.

Sincerely,
Massud Zahir
Chief Experience Officer