Season’s Greetings!

Dear Valued Members,

As December arrives, it brings with it the glow of holiday lights, the warmth of togetherness, and the anticipation of a new year. But for many, this season also carries the weight of financial uncertainty and the challenges of making ends meet. Higher living costs and job insecurity have made it harder to celebrate the way they once did. Yet even in these moments, the spirit of the holidays reminds us that joy comes from connection, gratitude, and hope.

As we look toward 2026, it’s a time to reflect and reset. At DOCFCU, we will continue to provide our members with world class products and services. Our new Digital Banking Suite launched in October and with it came a refreshed look, new features, and more access to your funds when you need it.

2026 holds opportunities to rebuild, to grow stronger, and to find new ways of thriving. So as you gather with friends and family, remember that the heart of the holidays lies in hope. May this season bring you peace, and may the coming year bring renewal, resilience, and joy.

Wishing you a joyful holiday season and a hopeful start to the new year.

Sincerely,
Massud Zahir
Chief Experience Officer