Home Equity

Home Equity—Put your home’s equity to work for you. Consolidate bills, pay off high-rate loans or finance home improvement projects.

Our Home Equity Line of Credit (HELOC) offers:

  • A low variable interest rate of Prime+0
  • No closing costs on an initial advance of $10,000 or more
  • Tax-deductible interest payments (consult your tax advisor for details)
  • The ability to borrow up to 90% of your home’s value (minus your first mortgage balance) up to $100,000

A Fixed-Rate Second Trust Loan provides you with:

  • A low fixed rate
  • Tax-deductible interest payments (consult your tax advisor for details)
  • The ability to borrow up to 90% of your home’s value (minus your first mortgage balance) up to $100,000

For your convenience, you can apply online or you can stop by any branch to get your loan started. Call DOCFCU Member Services at 202-482-4134 or toll free at 888-626-9845 to speak with a loan specialist.

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