Hi Everyone,

This spring I spent a lot of time doing yard work and cleaning out the meadow.  It’s already starting to pay dividends because the plants in the meadow have never been more beautiful.  One of the surprises this year were these beautiful white flowers.  They are star-of-Bethlehem.  I’m not sure how they got into the meadow, but they are most certainly lovely.

All the yard work and the star-of-Bethlehem have me thinking about personal finance.  Cleaning invasives out of the meadow is a whole lot like paying down your personal debt.  If you let invasives go they can choke out the plants, you plant in the meadow because the plants won’t have room to grow.  It’s like that with debt.  All those debt payments can slow down your ability to grow your savings.  Are your personal finances full of invasive debt?  If so, it’s time to start weeding.  Get rid of your debt.  And it’s also time to start planting a savings habit.  Not sure how to get started?  Call us or email us and we’ll gladly show you how to get a debt reduction program or a savings program started.

There’s one thing you have to know about plants.  They take time to grow.  It takes time to do all the weeding you need to do too.  The same with personal finance.  It takes time and you have to be patient with yourself, but you also have to be consistent and persistent.  If you are then one day you’ll be surprised by the progress you’ve made.  Just like I was when I say these pretty white blooms.