Purchasing a bunch of unnecessary items and then over-packing for a trip won’t just annoy your traveling companions and give you a sore arm from lugging around a heavy suitcase. It can also blow your limited vacation money. Here’s what not to buy for your next vacation in order to...
Author: docfcuser
Multiple Ways ID Theft Targets Seniors
Identity theft is something we all have to take precautions against. Approximately 1 in 15 Americans experience some type of identity theft each year.* The most vulnerable of us are the elderly who may not have the knowledge of how to protect against identity theft in an ever-increasing electronic world....
You Got the House! Now, How Do You Afford to Furnish It?
Congrats on saving up for that down payment! And hats off for committing to mortgage payments, homeowners insurance and property taxes. Now for your reward: home sweet, sparsely furnished home. Furniture shopping may be the last thing you want to do, but it may be necessary if you moved into...
How to Know When It’s OK to Spend
Some people are much better savers than spenders. That can become a problem. Certified financial planner DeDe Jones recalls clients, retired schoolteachers, who loved to travel but kept putting off the trip to China and Southeast Asia they’d always wanted to take. “The husband started having health issues, and they...
Nine smart ways to teach your kids financial responsibility
It’s never too early to introduce or reinforce positive financial habits for your kids. If you’re not sure where to start, here’s a mix of simple concepts and activities you can try to set them up for a life of smart money management: 1. Create a budget Begin your financial...
What to Buy (and Skip) in April
April is tax month, which means you might be parting with more money this month than you did in February or March. That makes finding opportunities to save money even more important. Take advantage of April’s discounts with our list of the top things you should buy — and a few you should avoid....