Another way we value you as a member. 

Relationship Rewards is a program that awards points for the services and balances you have with us. Points add up to free benefits like higher yields on certificates and lower rates on loans. Points are awarded for various deposit and loan products, as well as using our services such as:

  • Visa® Check Card
  • Online Banking
  • Bill Pay
  • Audio Teller
  • Auto Loan Transfer
  • Direct Deposit
  • E-statements
  • And more

Effective January 1, 2015

Levels Bronze Silver Gold
Total Points 10-20 21-30 31+
Access and Convenience
Identity Theft Service - Unlimited Unlimited
Partners/CO-OP/ CU24 ATM Transactions Unlimited Unlimited Unlimited
Out-of-Network ATM Transactions Unlimited Unlimited Unlimited
Reimbursed ATM Surcharges (charges applied by other banks) $0/month $3/month $8/month
Telephone Transfer $3/transaction $3/transaction Unlimited
Earn More
Share Certificate Interest Rate Increase 0.05% 0.10% 0.25%
Pay Less
Loan Discount Rate 0.05% 0.10% 0.25%
Free Checks
Free Cashier's Check 0 1 1
Free Certified Check 1 1 2
Free Money Orders 0 1 2
Free Box of Checks (per year) 0 1 1
Free Travelers Checks 0 1 2
Other Benefits
Free Visa Debit/ATM Card Replacement - - 1
Free Notary Unlimited Unlimited Unlimited
Free Signature Guarantee Unlimited Unlimited Unlimited
Free Western Union under $500.00 - 1 1
Free Domestic Outgoing Wire Transfer - 1 1
Free International Outgoing Wire Transfer - - 1
Free Credit Report with DOCFCU 1st Mortgage - 1 1
Points awarded for the following Points

Share Checking

3

Money Market Share

2

Share Club

1

Share 6 Month Certificate

1

Share 12 Month Certificate

 1

Share 18 Month Certificate

2

Share 24 Month Certificate

2

Share 36 Month Certificate

2

Share 48 Month Certificate

2

Share 60 Month Certificate

2

IRA Savings

1

IRA Money Market

2

IRA Share 12 Month Certificate

2

IRA Share 24 Month Certificate

2

IRA Share 36 Month Certificate

2

IRA Share 48 Month Certificate

2

IRA Share 60 Month Certificate

2

Aggregate share balances


$0-5,000

1

$5,001-10,000

2

$10,001-25,000

3

$25,001-50,000

4

greater than $50,001

5

Loan Products


Line of Credit

2

Secured Loan

1

Home Equity Loan  

6

Auto Loan

4

Personal Loan

2

Mortgage Loan

6

Boat/Motor Cycle

2

Student Loans

2

Visa Credit Card


Platinum/Gold/Classic

2

Aggregate loan balances


$0-5,000

1

$5,001-10,000

2

$10,001-25,000

3

$25,001-50,000

4

greater than $50,001

5

Other Services


Check Card

2

Home Banking

3

Bill Pay

2

Audio Teller

2

Direct Deposit

3

Allotment

1

E Statements

2

10 Year Memberships

1*


*1 point per 10 years

Not sure how you can take advantage?

We can help you find out how many points you currently have for all the products and services you are currently using. Contact us at 202-808-3600.